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Chapter 117 Part 2 - The Founder of Great Financial Family

I somehow ended up in world of a novel with magic and dragons. Why? I have no idea.. DBT,Korean,Translations,Novel,Fantasy,Reincarnation,Finance,FGFF

Then his thoughts changed again.

'No, if that's the case, I might as well...'


Why?


Human greed has no end.


'Since I'm doing it, let's bet my life on it. If he could risk his life, why couldn't I?'


"Just give me back all 200 dalants."


When Bob returned all the Goblin dollars worth 200 dalants to Rockefeller, he checked it and returned the full 200 dalants to Bob.


And he said this.


"You have a lot of guts. If you want to make a bigger investment, feel free to consult with me anytime."


"What do you mean? A bigger investment?"


Rockefeller spoke with a kind smile.


"I'm talking about loans."


"Loans? The interest is high. I know it's 6 percent per month."


"No, it's 5 percent for us."


"5 percent?"


"Yes, we have to charge that low to compete with the Banco operators in Ranstadt."


"Well, that's true..."


"Of course, 5 percent isn't a small interest. But whether you invest with that money or do something else, we don't care. We just collect the interest."


"Well, that's obvious."


"And this is just my personal opinion."


What he was about to say was the whisper of a devil.


"If you're really aiming for a huge success, I think it's not a bad idea to try big by borrowing loans as well."


Loans.


At the dangerous word, Bob tilted his head.


'I heard that there are more than one or two people who got screwed by touching that.'


"Isn't it true that if I fail, I'm really screwed?"


Rockefeller did not deny it.


"Ship investment is a gamble in the first place. The risk is so high that it changed from unlimited liability to limited liability. But the fruit is so sweet that it's heavenly. That's right. The bigger the risk, the bigger the fruit that comes back."


"Hehe..."


"I know that the usual waiting time for the invested ship to return is at least 6 months and up to 2 years."


The continuing whisper seemed quite sweet.


"I'm not sure how you'll invest. But if you can endure by just paying interest for 6 months to 2 years, and if the ship comes back, you'll be left with at least 4 times more, so I think it's not bad to try investing like that."


Bob, who thought that Rockefeller's whisper was not bad if he was going to aim for a huge success, showed a slightly conflicted look.


Then Bel, the owner of the clothing store who was watching from the side, made a fuss.


"No, man! Are you trying to take out a loan now? Are you out of your mind?"


"Stay out of it! Are you the one taking the loan? I'm the one taking it."


"No, still, this is not right. Even 200 dalants is already a huge amount. Your life savings are that much, and you're taking out a loan on top of it?"


Watching, Rockefeller threw in this remark for a proper push and pull.


"In case this investment fails, you'll have to bear some responsibility. We don't take responsibility for the investment."


Then Bob stepped up.


"I know that! I mean, am I a fool who doesn't even know that and wants to take out a loan? Don't worry unnecessarily."


Bel thought Bob had gone crazy.


"Really, man! You're in big trouble! Even if you lose the money you earned, you can't get a loan! Are you going to run away like Lue?"


Hearing that, Rockefeller intervened again.


"We only lend as much as you can handle after checking your property details. So don't think we're lending you too much money. We're just lending you the right amount."


Rockefeller emphasized the word 'just right', and from Bob's perspective, the word stuck in his head.


'Yeah, they're only lending me the right amount. If something really goes wrong and I run away, what will they do then?'


"So how much can I borrow?"


Although Rockefeller recommended the loan, it was ultimately up to the borrower to decide.


'You’ve got caught.'


"First, we need to know all your property details. Do you have a lease on the nearby store? Or do you own it directly under your name?"


Bob spoke confidently.


"That's my store. I don't have much, but I do have a house and a store."


"First, I'd like to check all the registration rights for the house and store. And since we need to check the local market price, an immediate loan is difficult and it will be possible in a few days."


"I know the market price well."


"Ha ha, I'm sorry. But we need to verify the real estate market price ourselves. And the loan amount will be determined at a lower price than the market price. We don't want to bear the risk either."


"I understand. I'm not taking out a loan right now. I just want to find out, so please wait a little."


After finishing his words, Bob left the store with Bel, who tried to dissuade him.


Having confirmed that the two had left, Rockefeller chuckled, and Ricardo, who had been watching from the side, spoke up.


"It's too optimistic for an investment in a trade ship that's not even certain. If they fail, it seems like they won't be able to handle it..."


Rockefeller opened his mouth as well.


"But if they make a diversified investment in multiple ships, the return on investment is so high that I don't think it's a loss. Even if only one of them comes back safely, it's not bad... Well, I can't guarantee that either."


"If they succeed, the return on investment... I heard it's possible from 4 times to even more."


"However, the chances of failure are also quite high. Isn't that why stocks, which are limited investments, were created? Because the investment amount is so large, it's scary to do it alone, but it's also a shame not to do it."



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